Assessing your income

Assess and write down all your household income and benefits that you receive every month. Use payslips, notices of benefits, bank statements and information found in e-services to help you. If you no longer have all records of income, think carefully through all the sources of income your household has and when money will next be paid into your account.

Think about whether there will be any changes in your income in the near future, for example, a pay rise, a change in housing allowance or the end of child benefit. Also take into account any income that varies monthly, such as any employment-related allowances or bonuses, per diem and

Examples of different types of income:

mileage allowances.

Check that your withholding tax percentage rate is at the right level and that you have applied for all social benefits that your household is entitled to. When applying for benefits, please note that it can take weeks before you receive payment.

When you add together the amount of pay that you actually receive, all the benefits and other income your household receives, this is the amount your household has available each month.

Examples of different types of income:

  • earned income (main and secondary income)
  • income from business operations
  • Kela pensions
  • earnings-related pensions
  • basic unemployment allowance or labour market subsidy
  • sickness allowance
  • study grant
  • maternity, paternity or parental allowance, home care allowance
  • child benefit, child maintenance allowance
  • housing allowance
  • care allowance, disability allowance
  • other income, e.g. fees, rental and capital income.

Published 31.12.2018